I realize I should have been writing about this all along but to be quite honest, I forget about the blog. So here is an update:
Chris and I have been wanting a house of our own for awhile now, not a rental but one that is owned by us! Last year around Garner's birthday we moved into the house right next door because the current house we were living in went into foreclosure. We really love the house we are currently in. Big, 4 bed 2 1/2 baths, big yard that is not fenced in. Great neighbors (not anymore), just a great move. Well now, the person that owns the house apparently has not been using our money to pay the rent so this house is going into foreclosure. What are the odds?! I think there should be a law against a house going into foreclosure if the renter is paying on time and the amount agreed on. This is ridiculous. I have heard of several of my friends having to move b/c the owner basically took their money and didn't pay the mortgage. It's not right! Not sure who I would email or write too but I think something should be done. Ok, I'm off my soapbox now....
Because of all this, we decided to see if we qualified for a mortgage. The little boy named Landon that I watch, his mom Aubrey, deals with mortgages, so we got her to help us. We had to pay off a couple medical bills which fortunately we had the money for, and the credit score went up. So off to look for a house. One requirement was to have a fenced in back yard and with trees, not dinky trees but well established trees like Gran's backyard. It also had to have 4 bedrooms or 3 bedrooms with a bonus room.
We found one in Mint Hill which is where Kagan's school, Queen's Grant, is located. We wanted to move closer to the school since all 3 children will be attending that school, it will be less of a drive. The house we found is 4 bedrooms 2 1/2 baths with a fenced in backyard with trees. The yard is beautiful. The only thing the house doesn't have is a garage, but Chris can eventually build one. We really only use our garage for storage and to park the motorcycle. So it wasn't a huge deal. We put in an offer and after back and forth a couple times they accepted our offer. So it begins.
As of right now, we are waiting for the appraisal to come back then we will have the inspection. Please pray everything comes back acceptable and all the loans, closings, and everything else goes smoothly. We are trusting God to provide for us all the unexpected costs and anything else that might come our way. We know that if this house is the house God wants us to live in for the next 30+ years then everything will come together just right. The closing date is set for July 31st.
